Don’t believe everything you hear. Financial advice isn’t just about making your money work harder. It’s also about looking after your loved ones, enjoying your retirement, and not paying more tax than you need to. Here are just a few of the ways we can help you:

Investing your money

We all want our money to work hard for us but with such a choice of different investments, how do you know you are maximising your returns and minimising your risk? We’ll get a thorough understanding of your views on investing, attitude to risk, your short, medium and long term goals and then advise you on the right portfolio to meet your needs and circumstances.

The value of investments and the income from them can fall as well as rise. You may not receive back the original amount invested.

Planning your retirement

When you retire from work, you don’t retire from life. You want to do all the things you were far too busy to do before and that’s why planning your retirement carefully really matters. We’ll help you to do that by reviewing your existing pension arrangements, and helping to make sure your plans add up to the kind of retirement you are expecting. And with access to the leading pension providers and their funds based on our extensive research, we can make sure your money is working as hard as it can for you – whilst you focus on fun stuff instead!

A pension is a long term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

Protecting your family

Because none of us know what’s round the corner, it’s important we make plans to look after those we love, should the unexpected happen. It’s really about getting peace of mind, and at the right price. We’ll take time to understand your needs, explain the type of cover you need, be it life, income protection, or critical illness and then search the market to find the most suitable policies – at the keenest prices.

Saving tax

No one likes to give their hard earned cash to the tax man. So our tax planning service helps to find ways to invest your money tax efficiently, be it tax efficient investments, inheritance tax planning or estate planning.

Tax treatment is based on individual circumstances and may be subject to change in the future.

Tax Planning is not regulated by the Financial Conduct Authority.

Protecting your business

It goes without saying businesses have specialist needs, so if you own your own business we can help to give you expert advice on business protection, partnership & key person protection, as well as employee benefit schemes.

Whichever service you choose to use, the one thing they all have in common is our commitment to providing simple, easy to follow advice that is totally tailored to you.