Frances joined Palmer Lane in January 2007. She entered the Financial Services industry in 1986, after graduating from Reading University with an honours degree in French and Economics. Frances spent several years working for product providers within the industry, before becoming an IFA in January 2000.

During her career as an IFA, Frances has worked closely with accountants and solicitors. She looks after a diverse range of clients, but specialises in investment, inheritance tax and pension planning.

Frances has worked hard to improve her professionalism over the years, by increasing her qualifications. She has achieved Chartered Financial Planner status, and is now the Technical Director of Palmer Lane.

Frances is married to Ian, and they live in the Vale of Glamorgan with their daughter Lucy. Lucy dominates her spare time, but when time permits she also enjoys mountain walking, ski-ing and sailing.